There are many Government assistant programs designed to lighten the financial burden of US citizens who are economically challenged. This is essentially free money and it is available to anyone who meets the eligibility criteria. Often such aid can spell the difference between being crushed by your financial responsibilities and being able to survive long enough to change your financial situation. Below you will find several government subsidizes programs which can help you cross over your current financial burdens. If you meet the eligibility criteria it would be worth your while to utilize these services:
1. Free Phones and Services – The USA Government has partnered with two reputed and well known phone companies- SafeLink Wireless [https://www.safelinkwireless.com/EnrollmentPublic/home.aspx] and TracFone Wireless [http://www.tracfone.com/] to provide free phones and cellular service to 1 million income eligible citizens.
2. Free Cell Phones and Talk-time – Assurance wireless [http://www.assurancewireless.com/Public/Welcome.aspx] offers a free cell phone and a monthly allotment of 200 talk-time minutes. Visit their website for more details.
3. Free Medical Services [http://www.freemedicalcamps.com/] – This is a superb source of medical facilities that provide free medical care and dental treatment to low income and/ or homeless families and individuals. Some of these facilities specialize in certain afflictions such as AIDS, HIV, etc. Some of these facilities charge a small donation/ fee – but that can often be as low as $20. You will also find on this website other sources that provide free or heavily discounted entities and programs such as Government Health Departments, religious bodies, etc.
4. Home Repair Assistance and Grants – There are a number of Government organizations and affiliated ones that extend assistance for home repair and/or grants to moderate and low income families. Here are some that may be of interest:
a. US Department of Housing & Urban Development – Offers two programs - the Community Development Block Grant Program and the HOME Program. These were designed to help low to moderate income families repair their homes.
b. USDA Rural Development – This is an organization that offers support to small communities, i.e. under 10 thousand people. This program is focused on people who live in rural areas and need funds to make their homes habitable and safe.
c. Department of Veteran Affairs – There are two programs offered by this department which help disabled veterans live a more qualitative life in their own homes. The programs assists by adding ramps and other aids that would enable veterans to live an independent life.
5. Support to meet heating expenses – The USA Government offers financial assistance to low income families to pay their heating bills during the winter months under the Home Energy Assistance Program. You will need to apply during the fall to be considered for this program. Low income families are eligible for this program whether or not they are American citizens.
The list does not end here. There are plenty of similar resources that Government and non-government organizations have lined up for people who are in trouble with their finances. Be assured that there are alternatives for you when you have reached rock bottom and help is often just a few clicks away. The trick is not to give up. There is no shame in seeking out help to support the needs of your family. If you find yourself facing financial difficulties, with no savings to fall back on, you are in deep trouble unless you can find alternatives. No matter how desperate your financial outlook appears to be, there is always a place to go for help. Remember, you will always have a way out, provided you are willing to search for it.