Ethical Credit Repair Alliance
Board of Advisors
Benjamin Hanania, Chairman
Comtrex, LLC
Ben served in the US Army and Ohio National Guard for 8 years and received many awards including the Army Achievement Medal. A perpetual Entrepreneur, Ben founded over 9 separate business in his lifetime of which Comtrex, LLC owns and operates a number of websites specializing in financial solutions for business and personal needs.
After a personal run with Bankruptcy in the 80's, Ben decided to put his knowledge helping others as a credit specialist. He performed credit repair for 7 years and helped hundreds of people improve their credit scores. He used his knowledge to launch his first Internet business selling credit repair information in the late 90's.
Comtrex's products and services range from providing solutions to existing Internet businesses, helping individuals who wish to go into business for themselves, helping individuals to solve their financial needs/problems, and providing money saving services and tips.
Israel Catala, Board Advisor
Credit Maximus LLC
In the financial world today, credit has become increasingly important in today's industry and all too often people lack the assistance and professional help they require in this crucial area of having bad credit.
Credit Maximus LLC, founded and presided by Israel Catala, has been dedicated for the last 7 years to filling this void of almost 800 clients throughout the USA and Puerto Rico, and providing the best service at the fraction of the cost, next to these big credit repair franchises or law firms.
We've accomplished this by focusing exclusively on our clients and their individual situations and by using the most effective methods for improving their credit and teaching them how to maintain it in good standing. We are on your side and want to help you improve your credit situation. Israel Catala is experienced in dealing with the credit bureaus and is constantly developing new strategies to improve your credit.
Jason Oswald, Board Advisor
National Debt Consultants, Inc

Jason Oswald is the owner of owner of a national debt negotiation service called National Debt Consultants, Inc. (NDC). NDC was started in 2000 after Jason worked 7 years as a manager at a collection agency representing over 30 different credit card companies and financial institutions. After dealing with a personal situation with his mother passing from terminal cancer, he made a decision to help protect consumer’s rights in regards to their debts.
At this point, Jason decided to start his own debt negotiation service to help consumers become debt free while helping to protect their rights under state and federal law.
NDC has helped hundreds of consumers become debt free while potentially saving them between 30-70% off of their debts. Over the years NDC has helped their clients save over $5 million off of their debts.
NDC’s staff and negotiation team is comprised of knowledgeable professionals with over 50 years of combined experience in the credit and collection industry.
Many of our team members have worked as collectors – for such creditors as Citibank, Chase, MBNA, Capital One, Discover, and First USA – among others. So we know firsthand the tactics and procedures that collectors and creditors use. And we use that information to help our clients get the lowest possible settlements in the shortest period of time.
Jason has also helped countless entrepreneurs to start their own Debt Negotiation Business based on the core principle of truly helping clients become debt free. Over the course of time Jason has written and published multiple articles and self help programs to help consumers in dealing with their debts on their own terms. He has also taught many individuals how to deal with their own debts through various classes that he has conducted.
Victoria Finch, Board Advisor
Integrated Credit Specialists, LLC

Skilled executive over 23 of sales/marketing experience and building profit centers for new and established businesses. Strengths:
An Entrepreneur/Innovator – Conceptualized and developed Integrated Credit Specialists LLC from thought to reality. Owned and operated Victoria’s Luv N’ Care Home Day Care. Established Special Finance Departments for Tom Wood Toyota and Butler Toyota between 1994 and 1996. Increased sales by 10% to 14% bringing an untapped revenue source into the organizations.
Leadership – Managed top producing office for 1st Trust
Mortgage Services consisting of 7 -10 Loan Originators. Honored as a “Founder” by the Indianapolis Chapter of Women Entrepreneurs of America. Received “Rock” award from Rainmakers for my leadership role on the Northwest Advisory Board. Conduct monthly Financial Victory Workshops.
Social Media Savvy – Integrated social media platforms
twitter, LinkedIn, face book, Friend feed. Prosperous and various other social media platforms into marketing
plan
Credit Expert – 17 years of mortgage and auto lending
experience. Host of Blog Talk Radio's The Credit & Finance Show. Credit Examiner for Indianapolis examer.com,
a national online publication. FHA guru. Regularly featured guest on “It’s All about Your Credit” and the
“Home & Finance” radio shows. Volunteer instructor for the Business Ownership Initiative of Indianapolis.
Integrated Credit Specialists, LLC - CEO – Responsible for the daily operations of the corporation. Maintain and create best practices for the organization. Monitor and have in depth knowledge of consumer protection laws, specifically FCRA, CROA.and FDCPA. Hire employees and train employees on compliance. Develop and maintain referral partners. Teach credit education seminars. Maintain social media marketing campaign. Manage community outreach programs. Visit Integrated Credit Specialists
Robert Goe, Board Advisor
Continental Financial Services, Inc
Bob started his late career in the securities business. His main focus is to help clients achieve safety and growth in their portfolios and to preserve wealth for the long-run.
Bob expanded his business by offering an array of services designed to build a safety shield around and individual by providing the proper insurance coverage.
Today Bob runs his own firm at Continental Financial Services, Inc that includes a mix of Insurance protection, securities and health care coverage.
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