In 1998 the law changed in regard to bankruptcy and student loans. It’s no longer possible to file for bankruptcy and wipe away
student loans. Now you need to prove that the repayment will cause undue hardship to you and/or your family before the bankruptcy
clause will become applicable in your case. “Undue hardship” in this context [...]
It seems sometimes that there are more credit repair scams than genuine operators out there. Do not despair, though. There are excellent credit repair agencies that are waiting to help you. Here are a few characteristics that you should watch out for:
1.There is no guaranteed outcome; if there is any guarantee related to repairing of [...]
When you are threatened by bankruptcy, do not despair. Before you throw in the towel, list all the bankruptcy solutions you have in hand and draw up a careful comparison chart for reference. There are excellent protective laws under Chapters 7, 10 and 13, each covering different aspects of financial distress.
The best way to go [...]
When you are out seeking credit repair services, what is the most important thing you look for? Most commonly the answer is, “the fastest results.” But this is a very wrong-headed answer – one that will lead you astray in choosing a credit repair agency and many times, one that will use tactics of questionable [...]
There is always the risk of losing your credit cards if you carry these on your person. Do you know how to stay safe by preventing credit card theft?
First of all, never carry more than one card with you.
Secondly, ensure that you do not have any pin number or any other such vital information in [...]
How to repair your credit has been an issue of great controversy. Although there are many who promote self-help as the best solution the many credit repair services who come recommended by their clients would seem to suggest that getting outside help may be worthwhile.
Let us leave aside gossip, rumors, and even statistics about successful [...]
There are at minimum 5 Must-have Benefits to be had from credit repair companies. Should you be in a position to need help with your credit, you may be wondering whether you should go the “self credit repair” route or hire a professional agency. Yes, it’s true that you could do a great job repairing [...]
When you find you are completely sucked in by debt and your credit score suffers, you might consider looking up a good credit repair book for some repair work. There are plenty of offers for such books online. But before you buy one, ensure that the credit repair book has all the information needed to [...]
The worst trouble with finances in the USA comes from the abuse of credit cards. Most people feel nothing when they charge their credit cards and before you know it, they have a huge debt to pay and hardly any means to pay it! At such a time, instead of paying the bills in full, [...]
How will you know which credit repair company out there will extend their services to you in an ethical manner? Given the fact that most people are in the dark about what credit repair services involve, it’s no surprise that choosing of the “right” agency is often based on guesswork. The result is that many [...]
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