Credit Repair Companies and the ECRA » credit repair organization http://www.ecraonline.org/blog Credit Repair Companies & Credit Repair Services Consumer Watchdog Sun, 13 Nov 2011 16:11:16 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 Credit repair fraud – What do you do when you are the victim? http://www.ecraonline.org/blog/uncategorized/credit-repair-fraud-victim/ http://www.ecraonline.org/blog/uncategorized/credit-repair-fraud-victim/#comments Sun, 25 Oct 2009 00:41:12 +0000 admin http://www.ecraonline.org/blog/?p=421 Have you been defrauded by any credit repair agency? Do you know of anyone who has experienced credit repair fraud? What should you do in such circumstances?

First of all immediately file a complaint with the proper authorities, so the fraud can be investigated and possibly be stopped before it draws in other victims. Once you have reported the scam, go back and find the right credit repair agency for help. Do not lose hope because you have gone through credit repair fraud.

This time ensure that you check the antecedents of the company thoroughly before you sign the dotted line. The best bet will be to check whether they are affiliated with any significant regulatory body such as the ECRA (Ethical Credit Repair Alliance) and/or the BBB (Better Business Bureau). When you avail of the services of such agencies you are safe from any credit repair fraud.

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]]> http://www.ecraonline.org/blog/uncategorized/credit-repair-fraud-victim/feed/ 0 Credit Repair Company & Regulatory Bodies of National Repute http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-company-regulatory-bodies-national-repute-2/ http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-company-regulatory-bodies-national-repute-2/#comments Mon, 19 Oct 2009 01:04:01 +0000 admin http://www.ecraonline.org/blog/?p=60 How will you know which credit repair company out there will extend their services to you in an ethical manner? Given the fact that most people are in the dark about what credit repair services involve, it’s no surprise that choosing of the “right” agency is often based on guesswork. The result is that many people are cheated out of their hard earned money at a time when they can ill-afford it, and get no benefit whatsoever.

This can be avoided if more and more people perform a simple check on the background of the credit repair company they wish to engage. Run a search on Google with the prefix ‘scam’ or ‘fraudulent’ and you’ll have your answer in seconds.

Another way to ensure good and legal service is check whether they are affiliated to regulatory bodies of repute such as the ECRA (Ethical Credit Repair Alliance) and the BBB (Better Business Bureau).

]]> http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-company-regulatory-bodies-national-repute-2/feed/ 0 Myths About Credit Repair Companies http://www.ecraonline.org/blog/credit-repair-companies/myths-credit-repair-companies/ http://www.ecraonline.org/blog/credit-repair-companies/myths-credit-repair-companies/#comments Sun, 04 Oct 2009 19:47:08 +0000 admin http://www.ecraonline.org/blog/?p=61 There are many things said about credit repair companies. Unfortunately, though such beliefs are widespread and popular, they are negative and false. Myth No 1 – credit repair companies thrive on your misfortune. Wrong! They actually provide vital help at a time when you are about to lose everything – your possessions, your peace of mind, and your reputation. Myth No 2 – all credit repair agencies are fraudulent; they’re only after your money. Wrong! Reputable agencies make clients for life. They become friends, philosophers and guides to their clients, teaching them the art of financial management. They show you the light, when you are lost in financial darkness. Myth no 3 – credit repair agencies can work miracles if you pay them enough. Wrong again! Trustworthy agencies will tell you right from the start what can be done and how long it will take. They will use only legal means, which are in no way “magic.

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]]> http://www.ecraonline.org/blog/credit-repair-companies/myths-credit-repair-companies/feed/ 0 Credit Repair Agencies Can Save You from Disaster http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-agencies/ http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-agencies/#comments Wed, 26 Aug 2009 19:10:30 +0000 admin http://www.ecraonline.org/blog/?p=65 Do not believe the reports that generalize about the nature of credit repair agencies. As everywhere, there are good ones and there are bad ones. You will find agencies, which offer impossible results and after signing up, find that everything was illegal. You will also find conscientious agencies, which put their clients first.

In order to find the good credit repair agencies, check out their affiliation and references. These factors often point you in the right direction. One excellent yard stick is that the good ones will never guarantee anything other than the offer of their best services; the bad ones will be fast to promise the moon and the stars and in the end push you into a bigger mess than you started with.

Do your homework well and check and re-check the reputation of the credit repair agencies you plan to engage. Be thorough – be safe!

]]> http://www.ecraonline.org/blog/credit-repair-companies/credit-repair-agencies/feed/ 0 Credit Repair Organization http://www.ecraonline.org/blog/credit-repair-general-topics/credit-repair-organization/ http://www.ecraonline.org/blog/credit-repair-general-topics/credit-repair-organization/#comments Tue, 21 Jul 2009 00:57:07 +0000 admin http://www.ecraonline.org/blog/?p=74 Do you know when it is best for you to use a credit repair organization? Most people would answer with “when you are entrenched in debt with no visible way out.” But if you agree with this statement, think again.

 The best time to use such services is when the total of your debts equals or exceeds two thirds of your net income. This is when the first signs that you are in trouble become apparent.

 A credit repair organization will be able to help you straighten things out before they get out of hand. This will be fast and painless. Do not wait until you are totally lost before asking for help. An early action will save you money, effort and heartache. Just be sure you choose a genuine organization!

 

 

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