Archive for the ‘Credit Report and Credit Score’ Category

Credit repair fraud – Are you Asking For It?

I have seen many ads for credit repair services and some of them are beyond preposterous. They scream credit repair fraud in capital letters, but even so, people pay attention to them and many even believe them. Some examples are, “We can make your negative entries disappear”, “Guaranteed jump in credit score”, “Bankruptcy can be [...]

How do you find poor credit lenders?

Most people who have a low credit score feel that they cannot find credit lenders in the market any longer. This is not true. You can. There are plenty of poor score credit lenders out there who make a living by catering to this corner of the market. It is not very difficult to find [...]

5 Ways To Remove Bankruptcy

The first thing you should know about the different methods available to remove bankruptcy is that they all take time. You cannot remove the mark of bankruptcy before 11 years have passed. However, this does not mean that you should lose hope. Not at all. In fact, many people have enjoyed a great surge in [...]

Why do you need to increase your credit score?

I have been asked this question many times. Why do you need to increase your credit score? The answer is simple- a good credit score offers you the best options in financial matters. You can get a loan, mortgage, credit card and most other benefits even if you have a poor score. So why bother? [...]

How To Fix Credit Score Quickly

Can your credit score be raised quickly? That really depends by what you define as “quickly.” You can fix your credit score with time but the soonest you will see actual results, if you are choosing lawful methods, is about 3-6 months. This is because your credit score reflects your credit history and financial habits. [...]

Credit dispute letters – Great Tools to Raise Your Credit Score

Did you know that credit dispute letters are the best tools to raise your credit score? The first thing you need to do when you want to increase your score is to check for errors on your credit report. You may find plenty of small items that have found their way onto your report and [...]

Are You Ready To Find The Best Credit Debt Solution?

If you are having trouble with obtaining loans, your credit score might have plunged down to unacceptable levels. The first thing you should do when you get two consecutive rejections is to check your credit score.  If you find that your score has indeed plummeted, seek the best available credit debt solution. How do you [...]

What Do You Know About Credit Dispute Letters?

Credit dispute letters are the communications a credit agency (or yourself) engages with the credit bureaus seeking clarification or corrections of information contained on your credit report. Perhaps you’re asking yourself, how would I even know if my credit report is accurate? The answer is simple, you ask for a copy of your credit report. [...]

Why Do You Need A Credit Repair Attorney?

Credit repair is not always as easy as it seems. There are many complications that can exceed the capabilities of a regular agency, rendering their assistance ineffective at best to even more financially damaging at worst. It is at that time that the assistance of a credit repair attorney is highly recommended. If you think [...]

Beware Of “Increase Credit Score” Scams

Most people are so eager to increase their credit score that it has become quite easy for scam artists to dupe unsuspecting consumer. Many people feel that they would never fall victim to such a scam and therefore are not leery of offers which seem “too good to be true. Do not let yourself be [...]