Archive for the ‘Credit Cards’ Category

Is disputing credit report necessary in credit repair?

Yes, it is. In fact, identifying areas for dispute on a credit report is one of the most important facets of credit repair. Why is this necessary? Think of the errors that creep into your credit report as a leaking bucket. If you do not fix the hole, you will lose precious water and never [...]

How do you find poor credit lenders?

Most people who have a low credit score feel that they cannot find credit lenders in the market any longer. This is not true. You can. There are plenty of poor score credit lenders out there who make a living by catering to this corner of the market. It is not very difficult to find [...]

How To Fix Credit Score Quickly

Can your credit score be raised quickly? That really depends by what you define as “quickly.” You can fix your credit score with time but the soonest you will see actual results, if you are choosing lawful methods, is about 3-6 months. This is because your credit score reflects your credit history and financial habits. [...]

Are You Afraid Of Credit Repair Scams?

If you are in need of credit repair counseling- do not wait any longer. Most people fear credit repair scams and therefore choose to handle their credit repair issues themselves. Don’t let yourself be intimidated into further financial destruction! Rather Instead, educate yourself on how to differentiate between a scam and a genuine credit repair [...]

Always Watch Out For Credit Repair Fraud – 3 Warning Signs

There are still plenty of people who make tons of money through credit repair fraud. Sad but true. These con men hope to find people who are upset and desperate about their income and debt positions. Many victims are acutely depressed and consider themselves’ complete failures, which is exasperated when they realize they have been [...]

What Do You Know About Credit Dispute Letters?

Credit dispute letters are the communications a credit agency (or yourself) engages with the credit bureaus seeking clarification or corrections of information contained on your credit report. Perhaps you’re asking yourself, how would I even know if my credit report is accurate? The answer is simple, you ask for a copy of your credit report. [...]

Beware Of “Increase Credit Score” Scams

Most people are so eager to increase their credit score that it has become quite easy for scam artists to dupe unsuspecting consumer. Many people feel that they would never fall victim to such a scam and therefore are not leery of offers which seem “too good to be true. Do not let yourself be [...]

Credit Card Scams – A Great Way To Steal Your Identity

If you ever receive an offer from a credit card provider with terms that seem  “too good to be true,” stop right there in your tracks and review each line of the credit card terms carefully, inspect the contents of each paper and look for red flags. Red flags include but are not limited to [...]

Payday Lending Like Credit Cards Are For Emergency Use Only

The advertisements for payday lending are so attractive that even those who do not need the money are tempted to apply. Be aware that these loans are great only when you are indeed in sudden need of cash. In fact, finding yourself needing money so badly that you have to apply for payday lending should [...]

Credit Cards – The Poison of the 21st Century

Credit cards are among the most dangerous addictions of the present generation. Like many things in life, if used correctly and in very small amounts, credit cards can be beneficial. However, with the minimal use comes the craving for more and more, and suddenly you find yourself totally and hopelessly addicted and incapable of escape. [...]