Archive for the ‘Credit Cards’ Category

Mail Identity Theft – More Dangerous Than It Looks

Most people do not pay too much attention to mail identity theft, but this is much more dangerous than it seems. For one, you are most likely to have private information somewhere in your inbox that the identity thieves can put to fraudulent use. Another reason is that the thieves would get ahold of all [...]

Credit Card Theft – Be Protected

Credit card theft can be a major irritation at the very least and a massive financial blow at its worst. Say, you are travelling and your credit cards are lost or stolen. This can, and more than likely would, create a very unpleasant turn of events, even with the best help at your disposal. The [...]

What is voluntary bankruptcy?

Voluntary bankruptcy is a court proceeding that someone with more debt than they can pay initiates the process instead of any irate creditor. In this case, the debtor declares that he/ she is finding it impossible to pay their outstanding debts, and therefore is seeking protection from debtors through the intervention of the court. The [...]

Protect Yourself From Credit Fraud

One of the most effective ways to protect yourself from credit fraud is to activate a credit theft alert on your credit file. How does this work? Or better still does this really work? Credit fraud alert is an extra precaution added by the credit bureaus for your protection. This means that whenever there is [...]

Is data theft easy?

Yes, indeed. Data theft today is as easy as “stealing candy from a baby.” There are so many ways, which are used presently by hackers, to imitate the official websites of banks, email providers, lottery companies, etc. that people are finding it very difficult to distinguish between the real thing and the impostors. Data theft [...]

Filing bankruptcy in Oregon – The Pros and Cons

If you are filing bankruptcy in Oregon you will need to know to what extent this law will provide relief, and what loans are not covered under this law. Filing bankruptcy in Oregon is a good option if any of the following statements apply to you: -    Your bills are too long overdue and you [...]

Implications Of Bankruptcy – Is This Freedom From Debt Worth It?

Most people do not really understand the full implications of bankruptcy. The reality is that bankruptcy is not a new bed of roses, although someone in deep financial troubles can perceive this relief as such. First of all, not everyone will qualify for bankruptcy. After the bankruptcy laws were amended in 2005, there were many [...]

Credit Repair Scam – 3 Danger Signs

When you are trying to repair your credit score in a hurry, you tend to believe all promises made as they seem to offer you exactly what you want. Beware of such false promises because these are tell- tale signs of credit repair scams. Here are some common tactics used to defraud vulnerable consumers: 1.   [...]

Credit card fraud – Be Sharp About Your Security

Are you aware of the severity of credit card fraud? There are an estimated 1 trillion credit card holders in the world today – as this is the most convenient way to shop in this technological age. Credit cards are used for a large gamut of services – not only for buying goods and services [...]

How to clean up credit?

This is a question that many people ask themselves without any real hope for an answer – “how do I clean up my credit report?” Do not worry – you are not alone when asking this question, there is a way out for everyone. The trick is to seek out the proper guidance and begin [...]